The Seven Slowest Ways To Ruin Your Life

Ruining one’s life is not something most people consciously set out to do. Most people want to achieve success in life. There is an inner drive to excel, to achieve your potential, to have your life count for something. As you’re reading this, there are probably some thoughts and feelings …

The Day I Killed My Credit Card

14 July 2014. A day that will be engraved in Cheryl history as the day that I won a small but significant battle in my fight for financial freedom. I’ll be honest. I’ve closed credit cards before. There have been cycles in my life where I used to get mad …